Commercial Vehicle Financing - Loan Types

Financing Options

TRAC Lease

Our most popular option for companies wanting to maintain and grow their fleet, all while taking advantage of tax benefits.

FMV Lease

A true walk-away lease. Mileage and turn-in restrictions may apply.

Equipment Lease

A great option for non-titled equipment with tax benefits to the lessee.

Installment Lease

Take advantage of depreciation and ownership of the equipment while paying sales tax monthly rather than upfront.

Loan & Security Agreement

A conventional finance option for companies needing to take advantage of depreciation.

What We Finance

Browse a sampling of commercial vehicles we finance. No matter the type of vehicle or equipment, we can finance it!

View All

Package Delivery Trucks

Commercial Trailers

Car Hauler

Commercial Trucks

Cement Trucks

Heavy Haul Trucks & Trailers

Hydrovac Trucks

Mobile Shredders

Motor Coach Buses

Tank Trucks & Trailers

Utility Trucks

Manufacturer and Dealer Financing

Trans Lease designs comprehensive financing solutions for manufacturers, dealers, and distributors. From retail financing for dealers to captive finance solutions for manufacturers, we can develop a customized solution for the needs of your business and your customers.

Learn More

Frequently Asked Questions

Still have questions? Our team is happy to help you get started.

The term “commercial vehicle” can encompass any car, truck, or other vehicle that is registered to a business or sole proprietor. Commercial vehicles are also any vehicle that exceeds a certain weight or class—any vehicle over 26,000 pounds is automatically considered commercial. Commercial vehicles may also be those vehicles that are owned by a financial institution and leased to a business for use.

Yes, your business can purchase or lease vehicles for commercial uses. There are many different financing options available for commercial vehicles that are different from personal car purchases and leases, such as TRAC leases and FMV leases. Trans Lease exclusively finances commercial vehicles and equipment, and we’re happy to share our expertise with you as you navigate purchasing a commercial vehicle.